Terms & Conditions

1. Introduction

These terms and conditions govern your use of the Nan Li Mortgages website (nanli-mortgages.com) and the services provided by Empower Yield (UK) Ltd (Company No. 10837476), trading as Nan Li Mortgages / 楠姐英伦贷. By using our website or services, you agree to these terms.

2. Regulatory Status

Empower Yield (UK) Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration details can be verified on the FCA Register at register.fca.org.uk.

3. Information on This Website

The information provided on this website is for general guidance purposes only and does not constitute financial advice. Mortgage products and rates are subject to change. Individual circumstances vary and you should seek personalised advice before making any financial decisions.

Important: Your home may be repossessed if you do not keep up repayments on your mortgage.

4. Our Services

We provide mortgage broking services, including sourcing and recommending mortgage products from a range of lenders. We act as an intermediary between you and mortgage lenders. We are not a lender and do not make lending decisions.

5. Fees

Initial consultations are provided free of charge. Any fees for mortgage broking services will be clearly disclosed to you before you commit to using our services. We may also receive commission from lenders, which will be disclosed in our Initial Disclosure Document.

6. Limitation of Liability

While we take all reasonable care to ensure the accuracy of information on this website, we cannot guarantee its completeness or accuracy. We shall not be liable for any loss or damage arising from reliance on information provided on this website, except where required by law.

7. Intellectual Property

All content on this website, including text, images, and design, is the property of Empower Yield (UK) Ltd and is protected by copyright. You may not reproduce, distribute, or use any content without our prior written consent.

8. Governing Law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

9. Contact

For any questions regarding these terms, please contact us at [email protected].